Whether you're searching as a first time buyer, need to reduce your monthly bills with a remortgage or buying to let we can help you. Our free impartial and no obligation broker service enables you to find the right product for your circumstances. Simply complete our free quote form and save money today.
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There are two types of home loans available for remortgaging or new home buying. The first is a simple repayment plan where you pay some of the loan off each month with interest and at the end of the lending period there is no outstanding balance. An interest only loan is where you only pay interest, and the loan is never paid. These types of product are slowly being withdrawn from the market.
You can always see how much these are going to cost you by using one of the many calculators online.
There are many deals and offers for new or remortgages to refinance an existing debt and these generally fall under the following categories:
Here are the current rates on offer in the market place today for standard variable products (SVR):
Today you may need a higher deposit than in recent years and most of the best buys in the market are lower than the SVRs quoted above.
The mortgage market lenders and specialist brokers are regulated in the UK by the Financial Conduct Authority, who are the official organisation overseeing these companies. They also provide excellent advice and guidance on financial arrangements. To find out how much you have to pay each month check out our new mortgage repayment calculator that shows you the total loan repayments each month, for the length of the loan and how much interest you pay over the lifetime of the mortgage.