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Mortgage deals and offers from the First Direct telephone banking service owned by HSBC

Capped Mortgages Good Value or a Bad Bet?

Those borrowers who are looking to take advantage of the sustained low Bank of England base rate of 0.5%, but are worried about future raises and want some sort of protection from them should look at capped mortgages. Read more

First Direct Launch 1.99% Mortgage

The telephone and online bank, First Direct is still driving hard to take a even bigger share of the UK mortgage market by launching its cheapest tracker mortgage. Read more

First Direct Mortgages Offer Best Service

Leading telephone bank First Direct has been voted the best brand for customer service in the United Kingdom. The HSBC owned online bank beat competition from the likes of John Lewis and Waitrose who are renowned for their exceptional customer service. Read more

Lenders Get Creative With Mortgage Deals

Thousands of borrowers are due to finish their current deals and will be moved onto their bank or building societies standard variable rate (SVR). Due to the low bank of England base rate of just 0.5%, many Britains are staying on their lenders variable rate. This was once seen as the more expensive rates but some are seeing this as their best or only option. Read more

Could Life Time Tracker Mortgages be the Answer?

Well over 100,000 home owners will see their mortgage end from now until Christmas and will be looking for a deal. When their mortgage expires they will be moved onto less attractive standard variable rates (SVR). Many borrowers are already looking for a good deal ahead of their mortgage term coming to an end. Read more

Which Publishes Lender Satisfaction Results

Which?, the independent review company has published the results of its independent lender satisfaction survey. The survey looks at which mortgage lenders offer the best rates, service and communication. Read more

Everyone is Asking “Will Interest Rates Rise”

Everyone seems to be asking the same question “are interest rates going to rise”. Every other day mortgage news seems to be flooded with a different opinion on what’s going to happy to this doesn’t help those looking to remortgage and not knowing which way to go in such an uncertain world. Read more

First Direct Struggle to Keep up With Demand for Mortgage

First Direct, the telephone banking arm of HSBC are struggling to process mortgage applications following the launch of the banks lifetime tracker mortgage. Read more

Low Base Rate Predicted for Next Few Years

If analysts are right, tracker and variable mortgages are set to be the best value for money mortgages in the next few years.

An independent economic forecasting group linked to the accounting firm Ernst and Young is predicting that the Bank of England based rate is set set to remain at its record low of 0.5% until the end of 2013. Read more

First Direct Mortgage Summer Sale Underway

It’s something we don’t normally hear about from banks but they did it last year and they are doing it again – First Direct Bank are having a summer sale and that includes their mortgage products as well. Read more

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