There are still many mortgage products in the market whether you simply want the best deals or have adverse credit and need to buy a new home. The number of mortgage lenders and brokers in the UK means you can get mortgages from the top companies or the smaller ones from specialist brokers.
All the banks offer residential mortgages and some actually have some of the best products in the market although you may find that the loan to value (LTV) percentage is quite high.
If you're looking for a new loan or to replace your existing deal it may be worth using a comparison service or a broker to uncover the best rates for your circumstances. Either that or spend time on the following websites to see what's on offer.
Traditionally building societies offered some of the best and most competitive rates in the UK mortgage industry but less so these days although it's wise to check out what they have on offer. The largest building society does trim their rates although some of the smaller ones may have suffered in the recent credit crunch and have less money to lend and hence their interest rates may be higher than you would expect.
Here is a list of other banks and lenders that offer mortgages to UK residents for house purchases.
Find a mortgage that best suits your needs now.Search Now ❯