How much will you pay on a £100,000 mortgage?
The typical repayment on a £100,000 mortgage is around £528 per month, on a 25-year term and an interest rate of 4%. Repayments will change depending on the interest rate and loan length. For example, at 6% interest and over 15 years, the monthly repayment increases to £844. There may also be lender arrangement fees that add to the total cost of the mortgage.
£100,000 mortgage monthly repayments table
The repayments have been calculated using our online mortgage calculator which you can use yourself or look at the tables below for the repayments on a £100,000 loan. It’s divided up into the length of the loan and the interest rate you will pay.
| Rate | 5 Years | 10 Years | 15 Years | 20 Years | 25 Years |
|---|---|---|---|---|---|
| 2% | £1,753 | £920 | £644 | £506 | £424 |
| 3% | £1,797 | £966 | £691 | £555 | £474 |
| 4% | £1,842 | £1,012 | £740 | £606 | £528 |
| 5% | £1,887 | £1,061 | £790 | £660 | £584 |
| 6% | £1,933 | £1,110 | £844 | £716 | £644 |
These rates apply to new mortgages or remortgages and are on a repayment basis for a £100,000 loan, to be repaid over the number of years shown.
Check the latest dealsPlease note these rates are for illustrative purposes only and you should not rely on these rates but get a professional financial quote for your £100,000 mortgage offer.
All the values are in pounds sterling for the years provided and show the monthly repayment for each month of your £100,000 mortgage. Please see our mortgage calculator to see different rates, the total repayments you’ll make over the life of the loan and the total interest paid.
You can also enter different interest rates and time and loan periods. See our mortgage calculator to calculate mortgage repayments for full information on your costs by year.
Whatever your reasons for needing a £100,000 mortgage, be sure to seek professional advice either from a mortgage broker or an independent financial adviser who can help you find the right product, whether on fixed rate, tracker rates, or offset mortgages to fit your exact circumstances.
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